About PayMint UK

Clarity on what you really earn.

PayMint UK provides free UK salary, take-home pay and IR35 calculators to help people understand their earnings.

Why we built PayMint UK

A salary figure on a job offer rarely matches what lands in your bank account. Income Tax bands, National Insurance thresholds, pension contributions and student loan plans all interact, and the rules change every tax year. PayMint UK turns those rules into clear, instant numbers so you can plan with confidence, whether you're weighing up a new role, a pay rise, a bonus or a move into contracting.

Every calculator is free to use, needs no account and is kept up to date for the 2026/27 tax year.

Our calculators

Private by design

All calculations run in your browser. The salary, pension, bonus, tax code and contract details you enter are never sent to our servers or stored. See our Privacy Policy for full details.

Estimates, not advice

Our figures are estimates based on published HMRC rates and thresholds for 2026/27. They are for guidance only and are not financial, tax or legal advice. Your actual pay can differ due to your personal circumstances, benefits in kind, salary sacrifice arrangements or changes to your tax code. Always check your payslip, contact HMRC or speak with a qualified adviser about your exact position.

Spotted something that doesn't look right? We'd love to hear from you on our Contact page.